There’s bad news, and there’s good news.
The bad news is that your beautiful engagement ring has met with a tragic accident. It slipped off your finger while you swam in the ocean, or it bent out of shape while you’re rock climbing (we’ve heard all the stories).
The good news is that you protected that sparkler with JewelCover jeweller insurance, so it won’t be long before it sparkles on your hand once more.
Checklist - Necessary Paperwork
To file a claim, you’ll need to provide a couple of documents. Generally speaking, these documents are easy to obtain, and once we have them, we’re quick.
We’ll need a statutory declaration addressing the loss of your jewellery. A statutory declaration is a written statement that you sign and declare to be true and accurate. You sign it in the presence of an authorised witness.
If your cherished piece of jewellery is lost or stolen, we also need a police report to process your claim. To obtain a report, contact your local police department and request a report (or at least the report number) after the matter has been investigated.
Making Your Claim
Once we’ve received the necessary documents, the turnaround time is fast. It won’t be long before you’re reunited with your fully restored engagement ring.
The Benefits of JewelCover Insurance
Not only will your jewellery be restored to you, but you’ll also enjoy these benefits with a JewelCover policy.
People insure their jewellery with all kinds of policies, from home and contents insurance to travel insurance. But even with travel insurance, you might be surprised by the geographical limitations imposed on your cover.
With JewelCover, you’ll enjoy worldwide coverage, so you can wear your bling with confidence, no matter how long you’re gone. Want to take your jewellery on vacation? Please do! Need to look polished for a business trip? Wear your pearls. Enjoy your jewellery no matter how far you roam.
Coverage Inside and Outside Your Home
Home and contents insurance may protect your jewellery when it’s inside your home, but that’s not where the jewellery should stay.
Jewellery is meant to be worn and enjoyed. So choose a policy that protects it whether you’re home or out on the town. Both kinds of protection are essential.
Return to Your Jeweller
With some jewellery insurance policies, you don’t have a choice about your replacement jeweller. But here at JewelCover, we think you must have the option of returning to your original designer.
You chose that jeweller for a reason. Maybe you loved the jeweller’s style, or perhaps you appreciate their reputation for solid craftsmanship. Whatever it was that initially attracted you, you ought to be able to return for your repairs or replacement.
JewelCover customers pay an insurance premium on an agreed insured value. In the event of a loss, an approved claim is paid in the amount of the agreed value, not a value “up to” the insured value.
We never ask jewellers for a discount on the cost of replacing or repairing the item. The agreed value is paid, and it’s paid quickly!
Typical home and contents policies state that it’s your responsibility to obtain a valuation of your jewellery. Because prices fluctuate over time, we offer annual revaluations, so you always know how much your jewellery is worth.
Obtaining JewelCover Insurance
Clearly, JewelCover insurance provides peace of mind, but what happens when something terrible happens to your favourite ring or necklace?