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Engagement Ring Insurance






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Peace of Mind, Without The Price Tag.

The Story Behind Our Story.

It’s very rare to have a jewellery insurance policy built by people who have seen it in operation. It’s even rarer to have it built by people who possess decades of both first-hand jewellery and jewellery claims knowledge.

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We’re here to provide you with a comprehensive standalone jewellery insurance policy to help you protect your precious jewellery.

Not your traditional insurer

We do things a little differently to most insurers. We come from a jewellery background. We understand that jewellery is not like many other items you insure such as your car or home contents (television, computer, fridge). Most people have an emotional connection with their jewellery. Most insurers don’t get that – we do!


Solving the problem

JewelCover was founded and designed by jewellers who are proud members and supporters of the Jewellers Association of Australia (JAA). It was specifically created to address the needs of jewellers and their customers identified by the JAA.


Our underwriter

JewelCover is issued and underwritten by one of the largest insurers in the world - Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687). It is arranged by Jewellers Loop Pty Ltd (ABN 47 110 767 087) on behalf of Chubb.

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Why JewelCover Jewellery Insurance?

JewelCover policies give your jewellery the comprehensive protection it deserves; nothing more and nothing less.

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JewelCover Benefits vs
Home and Contents Insurance


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  • See How We Compare JewelCover Home & Contents
  • Loss Cover tick_img Limited
  • Theft Coverage tick_img Limited
  • Damage Coverage tick_img Limited
  • Mysterious Disappearance Coverage tick_img Limited
  • Natural Disaster Coverage tick_img Limited
  • Worldwide Coverage tick_img Limited
  • Return to Your Original or Preferred Jeweller tick_img -
  • Annual Revaluation tick_img -
  • Agreed Value Policy tick_img -
  • Additional 25% Cover tick_img -
  • Zero Excess tick_img -
  • No Impact Claims tick_img -
  • Dedicated In-house Claims Consultant tick_img Limited
  • Satisfaction Guarantee tick_img -
  • 5 Star Google Review Rating tick_img -
  • Number of Google Reviews 300+ -
  • Instant Cover tick_img Limited
  • Add Additional Items to Exisiting Policy tick_img Limited
  • In-house Jewellery/ Watch Expert tick_img -
  • In-house Registered Valuer tick_img -

* Please consider the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination.

Don’t Take Our Word For It

We take your satisfaction as seriously as we take your jewellery.

Wonderful experience! Josette was very friendly, informative and made the process super easy and hassle free.
Dylan BroadSeptember 2023
May has been attentive and speedy in her responses and action. The whole experience has been pleasant and positive.
Raymond TaiSeptember 2023
Amazing experience with Jewel Cover. Susan was very helpful and supportive throughout my whole claim. 100% recommend.
Maria WalshAugust 2023
JewelCover have been the best insurance customer experience I have dealt with. My partners engagement ring was damaged, and Susan was a pleasure to engage with. She was understanding, polite and fast to get the ball rolling. I'd recommend JewelCover to anyone looking to insure their jewellery.
Dean McGuinnessJuly 2023
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If you’re more of a talker we’d love to chat, call us on 02 9234 0555