Time to Protect Your Timepiece

Watch Insurance from as little as $27.50 per year

Whether it’s an engagement ring, diamond ring, luxury watch or family heirloom, your special items deserve special protection. Get peace of mind with JewelCover jewellery insurance - specialised protection at an affordable price.

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Do You Need Watch Insurance?

We know that a luxury watch is more than just a way to tell the time. For some people, it’s a testament to hard work and career success. To others, it’s a family heirloom to be passed through the generations.

If your watch is special, it deserves special protection.

It’s easy to assume that home and contents or travel insurance has your timepiece covered. However this isn’t always the case, and can lead to nasty surprises if disaster strikes and you need to make a claim. That’s why standalone watch insurance like JewelCover is the best way to give your timepiece the quality cover it deserves.

JewelCover Watch Insurance Benefits

* Please consider the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination.

Loss Cover

You’re covered if your watch is accidentally lost.

Theft Coverage

You’re covered if your watch is stolen.

Damage Coverage

You’re covered if your watch is accidentally damaged.

Mysterious Disappearance Coverage

You’re covered if your watch mysteriously disappears.

Natural Disaster Coverage

You’re covered if your watch is lost or damaged as a result of a natural disaster.

Worldwide Coverage

We provide comprehensive protection for your watch while you travel anywhere in the world.

Return to Your Original or Preferred Jeweller

You can have your watch repaired or replaced by someone you trust.

Annual Revaluation

Your insured watch will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Agreed Value Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Additional 25% Cover

We'll cover an extra 25% on top of the agreed value.

Zero Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

No Impact Claims

If you make a claim, your premium doesn’t go up.

Dedicated In-House Claims Consultant

We won't handball you to another department or company if you need to claim.

Satisfaction Guarantee

If you change your mind and want to cancel within the first 14 days, you'll get a full refund of your premium.

5 Star Service

Don’t take our word for it, trust our 100+ 5 Star Google Reviews.

Watch Insurance FAQs

What does watch insurance cover?

JewelCover watch insurance covers you for loss, damage, theft, natural disasters, mysterious disappearance & more.

How much is watch insurance?

The price of your watch insurance policy will depend on the value of your timepiece. Get an instant online quote to calculate your policy price today.

How do I insure my watch?

Insuring your luxury watch with JewelCover is easy! You can either complete our online quote process or contact our team on 1300 522 808. We’ll ask you for a few simple documents like proof of purchase and organise your policy straight away.

How does watch insurance work?

Watch insurance works much like other types of insurance you’re familiar with. But unlike home and contents insurance (which often doesn’t include great protection for jewellery and watch items), watch insurance is specifically for your timepiece.

Why JewelCover?

We’re watch experts

Your policy is designed by people who know exactly the kind of cover your piece needs.

We’re here when you need us

Losing your watch is stressful, which is why we’re dedicated to top-class customer support.

We’re backed by giants

Our policy is underwritten by Chubb Insurance, world leaders in protecting fine arts and valuables.

Don’t Take Our Word For It

We take your satisfaction as seriously as we take your jewellery.

May's assistance over the phone in securing insurance for my watch through Jewelcover was nothing short of exceptional. Her expert guidance and clear explanations made the process incredibly smooth. Her dedication to finding the best coverage for me, along with her prompt and friendly communication, made it a truly positive experience. I am grateful for May's outstanding service through Jewelcover and highly recommend her to anyone in need of insurance assistance.

Kumar Umesh PentakotaGoogle Verified Customer

10 STARS! I can’t speak highly enough of JewelCover and in particular Susan who managed my recent claim. Susan just made everything so easy and kept me updated each step of the way through the claim process. JewelCover is great company with affordable and flexible policies. Thank you again Susan for one of the best customer service experiences I’ve ever received. Will definitely be insuring my replacement watch with JewelCover!

S AGoogle Verified Customer

JewelCover's customer service is excellent. I sent an email inquiry on a Sunday afternoon and received an immediate response from Kamille, who was exceptionally helpful despite the bad phone reception. I would rate their service 10 out of 10. I highly recommend them and will definitely use their services again. Thank you!

Allan FlorendoGoogle Verified Customer

Lee was an absolute pleasure to deal with. The whole process of insuring my watch was super easy, fast and prompt. Highly recommended. Lee made it feel like I made a lifelong friend.

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