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Time to Protect Your Timepiece

Watch Insurance from as little as $27.50 per year

Whether it’s an engagement ring, diamond ring, luxury watch or family heirloom, your special items deserve special protection. Get peace of mind with JewelCover jewellery insurance - specialised protection at an affordable price.

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Do You Need Watch Insurance?

We know that a luxury watch is more than just a way to tell the time. For some people, it’s a testament to hard work and career success. To others, it’s a family heirloom to be passed through the generations.

If your watch is special, it deserves special protection.

It’s easy to assume that home and contents or travel insurance has your timepiece covered. However this may not always be the case, and could lead to nasty surprises if disaster strikes and you need to make a claim. That’s why standalone watch insurance like JewelCover may be the best way to give your timepiece the quality cover it deserves.

JewelCover Watch Insurance Benefits

* Please note that the JewelCover policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination. Some of the primary exclusions include loss to jewellery caused by: 1. An intentional act by someone covered under the policy such as stealing, theft, or other misappropriation, 2. Certain events including acts of war, nuclear and chemical hazards,
3. Wear and tear, gradual deterioration, rust, and corrosion.

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Loss Cover

You’re covered if your watch is accidentally lost.

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Theft Coverage

You’re covered if your watch is stolen.

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Damage Coverage

You’re covered if your watch is accidentally damaged.

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Mysterious Disappearance Coverage

You’re covered if your watch mysteriously disappears.

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Natural Disaster Coverage

You’re covered if your watch is lost or damaged as a result of a natural disaster.

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Worldwide Coverage

We provide comprehensive protection for your watch while you travel anywhere in the world.

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Return to Your Original or Preferred Jeweller

You can have your watch repaired or replaced by someone you trust.

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Annual Revaluation

Your insured watch will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

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Replacement Policy

Coverage for like-for-like replacement or repair, putting you back where you were prior to the loss.

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Additional 25% Cover

We'll cover an extra 25% on top of the agreed value.

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Zero Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

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No Impact Claims

If you make a claim, your premium doesn’t go up.

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Dedicated In-House Claims Consultant

We won't handball you to another department or company if you need to claim.

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Satisfaction Guarantee

If you change your mind and want to cancel within the first 14 days, you'll get a full refund of your premium.

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5 Star Service

Don’t take our word for it, trust our 100+ 5 Star Google Reviews.

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Watch Insurance FAQs

What does watch insurance cover?

A JewelCover policy provides cover for loss or damage to your watch. If your watch is lost, stolen or damaged, with JewelCover you can make a claim to have your watch replaced or repaired. We also cover mysterious disappearance and loss or damage caused as a result of a natural disaster.

How much is watch insurance?

The price of your watch insurance policy will depend on the insured value of your timepiece. Get an instant indicative quote for your policy price today.

How do I insure my watch?

Insuring your luxury watch with JewelCover is easy! You can either start our online quote process or contact our team on 02 9234 0555. We’ll ask you for a few simple documents like proof of purchase and get your policy organised quickly.

What if I don't have all the documentation required?

We usually require a receipt of purchase, photos of the watch (top, side and back images), a proof of possession and the warranty card.

If you don't have all of the above, that's not a problem. Send us what you have and one of our consultants with come back to you once they have reviewed the documents required to let you know if we need anything further.

 

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Why JewelCover?

We’re watch experts

Your policy is designed by people who know exactly the kind of cover your piece needs.

We’re here when you need us

Losing your watch is stressful, which is why we’re dedicated to top-class customer support.

We’re backed by global expertise

Our policy is underwritten by Chubb Insurance, world leaders in protecting fine arts and valuables.

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Don’t Take Our Word For It

We take your satisfaction as seriously as we take your jewellery.

May's assistance over the phone in securing insurance for my watch through Jewelcover was nothing short of exceptional. Her expert guidance and clear explanations made the process incredibly smooth. Her dedication to finding the best coverage for me, along with her prompt and friendly communication, made it a truly positive experience. I am grateful for May's outstanding service through Jewelcover and highly recommend her to anyone in need of insurance assistance.
KUP
Kumar Umesh PentakotaGoogle Verified Customer
10 STARS! I can’t speak highly enough of JewelCover and in particular Susan who managed my recent claim. Susan just made everything so easy and kept me updated each step of the way through the claim process. JewelCover is great company with affordable and flexible policies. Thank you again Susan for one of the best customer service experiences I’ve ever received. Will definitely be insuring my replacement watch with JewelCover!
SA
S AGoogle Verified Customer
I have only wonderful things to say about JewelCover! Obtaining a quote was very simple and Madi was incredibly helpful and patient with me! I think like everyone else I thought that Jewellery Insurance would be exorbitant but I was absolutely impressed by the quote. I would recommend JewelCover to anyone who wants to wear their items more, on vacation or just with ease, that shouldn't cost the world, and it really didn't!
MAJA
Maja UksanovicGoogle Verified Customer
Lee was an absolute pleasure to deal with. The whole process of insuring my watch was super easy, fast and prompt. Highly recommended. Lee made it feel like I made a lifelong friend.
JT-1
Jake TorpyGoogle Verified Customer
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Watch Insurance Instant Quote

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If you’re more of a talker we’d love to chat, call us on 02 9234 0555

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Purchase Amount

To get an accurate insurance quote:
please provide the amount from your purchase receipt.

Don’t have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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