Skip to content
Start My Quote

Engagement Ring Insurance

arrow

Jewellery
Insurance

arrow

Watch
Insurance

arrow

Start a
Quote

arrow
Group 3390
Engagement Ring Insurance
arrow
Jewellery
Insurance
arrow
Watch
Insurance
arrow
Start a
Quote
Quote
phone phone

Time to Protect Your Timepiece

Watch Insurance from as little as $27.50 per year

Whether it’s an engagement ring, diamond ring, luxury watch or family heirloom, your special items deserve special protection. Get peace of mind with JewelCover's specialist watch insurance.

Start My Quote
Watch video play
Jewcover_Watch_Insurance_Hero_Banner

Do You Need Watch Insurance?

We know that a luxury watch is more than just a way to tell the time. For some people, it’s a testament to hard work and career success. To others, it’s a family heirloom to be passed through the generations.

If your watch is special, it deserves special protection.

It’s easy to assume that home and contents or travel insurance has your timepiece covered. However this may not always be the case, and could lead to nasty surprises if disaster strikes and you need to make a claim. That’s why standalone watch insurance like JewelCover may be the best way to give your timepiece the quality cover it deserves.

What Does JewelCover Watch Insurance Include?

* Please note that the JewelCover policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination. Some of the primary exclusions include loss to jewellery caused by: 1. An intentional act by someone covered under the policy such as stealing, theft, or other misappropriation, 2. Certain events including acts of war, nuclear and chemical hazards,
3. Wear and tear, gradual deterioration, rust, and corrosion.

Jewelcover_Accidental_Loss_Icon
Loss Cover

You’re covered if your watch is accidentally lost.

Jewelcover_Theft_Coverage_Icon
Theft Coverage

You’re covered if your watch is stolen.

Jewelcover_Damage_Coverage_Icon
Damage Coverage

You’re covered if your watch is accidentally damaged.

Jewelcover_Disappearance_Coverage_Icon
Mysterious Disappearance Coverage

You’re covered if your watch mysteriously disappears.

Jewelcover_Natural_Disaster_Icon
Natural Disaster Coverage

You’re covered if your watch is lost or damaged as a result of a natural disaster.

Jewelcover_Worldwide_Coverage_Icon
Worldwide Coverage

We provide comprehensive protection for your watch while you travel anywhere in the world.

Jewelcover_Preferred_Jeweller_Icon
Return to Your Original or Preferred Jeweller

You can have your watch repaired or replaced by someone you trust.

Jewelcover_Revaluation_Icon
Annual Revaluation

Your insured watch will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Replacement Policy
Replacement Policy

Coverage for like-for-like replacement or repair, putting you back where you were prior to the loss.

Jewelcover_Additional_25%_Icon
Additional 25% Cover

We'll cover an extra 25% on top of the agreed value.

Jewelcover_Zero_Excess_Icon
Zero Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

Jewelcover_No_Impact_Claims_Icon
No Impact Claims

If you make a claim, your premium doesn’t go up.

Jewelcover_Dedicated_Inhouse_Claims_Icon
Dedicated In-House Claims Consultant

We won't handball you to another department or company if you need to claim.

Jewelcover_Satisfaction_Guarantee_Icon
Satisfaction Guarantee

If you change your mind and want to cancel within the first 14 days, you'll get a full refund of your premium.

Jewelcover_5Star_Service_Icon
5 Star Service

Don’t take our word for it, trust our 100+ 5 Star Google Reviews.

Get My Instant Quote

Watch Insurance FAQs

What does watch insurance cover?

A JewelCover policy provides cover for loss or damage to your watch. If your watch is lost, stolen or damaged, with JewelCover you can make a claim to have your watch replaced or repaired. We also cover mysterious disappearance and loss or damage caused as a result of a natural disaster.

How much is watch insurance?

The price of your watch insurance policy will depend on the insured value of your timepiece. Get an instant indicative quote for your policy price today.

How do I insure my watch?

Insuring your luxury watch with JewelCover is easy! You can either start our online quote process or contact our team on 02 9234 0555. We’ll ask you for a few simple documents like proof of purchase and get your policy organised quickly.

What if I don't have all the documentation required?

We usually require a receipt of purchase, photos of the watch (top, side and back images), a proof of possession and the warranty card.

If you don't have all of the above, that's not a problem. Send us what you have and one of our consultants with come back to you once they have reviewed the documents required to let you know if we need anything further.

 

Watch_Insurance_Man_01_Illustration v2

Why JewelCover?

We’re watch experts

Our team come from a jewellery and watch background and know that when it comes to insuring watches, the workmanship, availability and quality make your watch different from other items you may insure.

We’re here when you need us

Losing your watch is stressful, which is why we’re dedicated to top-class customer support.

We’re backed by global expertise

Our policy is underwritten by Chubb Insurance, world leaders in protecting fine arts and valuables.

Watch_Man_02_Illustration

Don’t Take Our Word For It

We take your satisfaction as seriously as we take your jewellery.

I was highly impressed with my experience with JewelCover. I damaged my Breitling watch and the JewelCover team sorted the repair quickly and thoroughly. I would certainly recommend others insure their jewellery with them.
MW - JC Review - June 2025
Matthew WeisseGoogle Verified Customer
Lee was an absolute pleasure to deal with. The whole process of insuring my watch was super easy, fast and prompt. Highly recommended. Lee made it feel like I made a lifelong friend.
JT-1
Jake TorpyGoogle Verified Customer
10 STARS! I can’t speak highly enough of JewelCover and in particular Susan who managed my recent claim. Susan just made everything so easy and kept me updated each step of the way through the claim process. JewelCover is great company with affordable and flexible policies. Thank you again Susan for one of the best customer service experiences I’ve ever received. Will definitely be insuring my replacement watch with JewelCover!
SA
S AGoogle Verified Customer
I have only wonderful things to say about JewelCover! Obtaining a quote was very simple and Madi was incredibly helpful and patient with me! I think like everyone else I thought that Jewellery Insurance would be exorbitant but I was absolutely impressed by the quote. I would recommend JewelCover to anyone who wants to wear their items more, on vacation or just with ease, that shouldn't cost the world, and it really didn't!
MAJA
Maja UksanovicGoogle Verified Customer
Fill 121
Gemma
Watch Insurance Instant Quote

Get an estimate in seconds

If you’re more of a talker we’d love to chat, call us on 02 9234 0555

popup-image
Purchase Amount

To get an accurate insurance quote:
please provide the amount from your purchase receipt.

Don’t have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK