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Watch
Insurance

Time to Protect Your Timepiece.

Whether it’s a new Rolex or a family heirloom, JewelCover watch insurance will protect your watch from theft, damage, loss and more. Get an instant online quote today.

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Do You Need Watch Insurance?

We know that a luxury watch is more than just a way to tell the time. For some people, it’s a testament to hard work and career success. To others, it’s a family heirloom to be passed through the generations.

If your watch is special, it deserves special protection.

It’s easy to assume that home and contents or travel insurance has your timepiece covered. However this isn’t always the case, and can lead to nasty surprises if disaster strikes and you need to make a claim. That’s why standalone watch insurance like JewelCover is the best way to give your timepiece the quality cover it deserves.

JewelCover Watch Insurance Benefits

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Loss-Coverage watch

Loss Cover

You’re covered if your watch is accidentally lost.

Theft-Coverage

Theft Coverage

You’re covered if your watch is stolen.

Damage-Coverage watch

Damage Coverage

You’re covered if your watch is accidentally damaged.

Mysterious-Disappearance

Mysterious Disappearance Coverage

You’re covered if your watch mysteriously disappears.

Natural-Disaster

Natural Disaster Coverage

You’re covered if your watch is lost or damaged as a result of a natural disaster.

Worldwide-Coverage

Worldwide Coverage

We provide comprehensive protection for your watch while you travel anywhere in the world.

Returns-to-Your-Original-Jeweller

Return to Your Original or Preferred Watch Boutique

You can have your watch repaired or replaced by someone you trust.

Annual-Revaluation

Annual Revaluation

Your insured watch will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Agreed-Value-Policy

Agreed Value Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Additional-25-percent-Cover

Additional 25% Cover

We'll cover an extra 25% on top of the agreed value.

Low-Fixed-Excess

Zero Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

No-Impact-Claims

No Impact Claims

If you make a claim, your premium doesn’t go up.

Dedicated-Inhouse-Claims-Consoltant

Dedicated In-House Claims Consultant

We won't handball you to another department or company if you need to claim.

Satisfaction-Guarantee

Satisfaction Guarantee

If you change your mind and want to cancel within the first 14 days, you'll get a full refund of your premium.

5-Star-Service

5 Star Service

Don’t take our word for it, trust our 100+ 5 Star Google Reviews.

Loss-Coverage watch

Loss Cover

You’re covered if your watch is accidentally lost.

Theft-Coverage

Theft Coverage

You’re covered if your watch is stolen.

Damage-Coverage watch

Damage Coverage

You’re covered if your watch is accidentally damaged.

Mysterious-Disappearance

Mysterious Disappearance Coverage

You’re covered if your watch mysteriously disappears.

Natural-Disaster

Natural Disaster Coverage

You’re covered if your watch is lost or damaged as a result of a natural disaster.

Worldwide-Coverage

Worldwide Coverage

We provide comprehensive protection for your watch while you travel anywhere in the world.

Returns-to-Your-Original-Jeweller

Return to Your Original or Preferred Watch Boutique

You can have your watch repaired or replaced by someone you trust.

Annual-Revaluation

Annual Revaluation

Your insured watch will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Agreed-Value-Policy

Agreed Value Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Additional-25-percent-Cover

Additional 25% Cover

We'll cover an extra 25% on top of the agreed value.

Low-Fixed-Excess

Zero Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

No-Impact-Claims

No Impact Claims

If you make a claim, your premium doesn’t go up.

Dedicated-Inhouse-Claims-Consoltant

Dedicated In-House Claims Consultant

We won't handball you to another department or company if you need to claim.

Satisfaction-Guarantee

Satisfaction Guarantee

If you change your mind and want to cancel within the first 14 days, you'll get a full refund of your premium.

5-Star-Service

5 Star Service

Don’t take our word for it, trust our 100+ 5 Star Google Reviews.

Watch Insurance FAQs

What does watch insurance cover?

JewelCover watch insurance covers you for loss, damage, theft, natural disasters, mysterious disappearance & more.

How much is watch insurance?

The price of your watch insurance policy will depend on the value of your timepiece. Get an instant online quote to calculate your policy price today.

How do I insure my watch?

Insuring your luxury watch with JewelCover is easy! You can either complete our online quote process or contact our team on 1300 522 808. We’ll ask you for a few simple documents like proof of purchase and organise your policy straight away.

How does watch insurance work?

Watch insurance works much like other types of insurance you’re familiar with. But unlike home and contents insurance (which often doesn’t include great protection for jewellery and watch items), watch insurance is specifically for your timepiece.

Watch Insurance FAQs

What does watch insurance cover?

JewelCover watch insurance covers you for loss, damage, theft, natural disasters, mysterious disappearance & more.

How much is watch insurance?

The price of your watch insurance policy will depend on the value of your timepiece. Get an instant online quote to calculate your policy price today.

How do I insure my watch?

Insuring your luxury watch with JewelCover is easy! You can either complete our online quote process or contact our team on 1300 522 808. We’ll ask you for a few simple documents like proof of purchase and organise your policy straight away.

How does watch insurance work?

Watch insurance works much like other types of insurance you’re familiar with. But unlike home and contents insurance (which often doesn’t include great protection for jewellery and watch items), watch insurance is specifically for your timepiece.

Why JewelCover

Not your traditional

Not your traditional insurer

We do things a little differently to most insurers. We come from a jewellery background. We understand that jewellery is not like many other items you insure such as your car or home contents (television, computer, fridge). Most people have an emotional connection with their jewellery. Most insurers don’t get that – we do!

Solving problems

Solving the problem

JewelCover was founded and designed by jewellers who are proud members and supporters of the Jewellers Association of Australia (JAA). It was specifically created to address the needs of jewellers and their customers identified by the JAA.

Underwriter

Our underwriter

JewelCover is issued and underwritten by one of the largest insurers in the world - Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687). It is arranged by Jewellers Loop Pty Ltd (ABN 47 110 767 087) on behalf of Chubb.

100+ 5 Star Reviews Can’t Be Wrong

Andrew Parker

"Rosemary was my main point of contact through my experience, she was nothing but helpful, compassionate and understanding. I am so glad l covered my valuable watch with JewelCover, the customer service l received by Rosemary was outstanding."

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Eamon Jethi

"Highly recommend Jewel Cover!! Super easy to receive a quote and insure my new watch... Raff was a pleasure to deal with and communicated almost instantly to all my questions! Delighted to now have peace of mind that watch is insured."

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Harry Lewer

"Just insured my new watch with JewelCover and everything was a breeze. Josette was very helpful and made everything easy, also great value for the cover you get! Would recommend and will continue to use in the future!"

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