Wedding Ring Insurance from as little as $27.50 per year
Your wedding rings are integral to your love story, so they deserve thoughtful cover. JewelCover offers specialised wedding ring insurance with features designed to support how you both wear and treasure your rings.
JewelCover's standalone wedding ring insurance policies are designed to offer cover for life’s unexpected moments, such as accidental damage, loss, or theft.
JewelCover Wedding Ring Insurance Benefits
* Please consider the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination.
Loss Cover
Accidental loss of your wedding rings can be covered under your policy.
Theft Coverage
Includes cover if your wedding rings are stolen.
Damage Coverage
Covers accidental damage to your wedding rings, including chips, knocks or breakage.
Mysterious Disappearance Coverage
Includes cover if your wedding ring goes missing without a clear explanation.
Natural Disaster Coverage
Covers loss or damage to your wedding ring caused by events such as fire, flood, or storm.
Worldwide Coverage
Your wedding ring can be insured whether you’re at home or travelling overseas.
Return to Your Original or Preferred Jeweller
Repairs or replacements can be arranged through your original or preferred jeweller, where possible.
Annual Revaluation
Your wedding ring’s insured value is reviewed annually to reflect current market conditions, at no additional cost.
Replacement Policy
If a claim is approved, your wedding ring may be repaired or replaced with a like-for-like item.
Additional 25% Cover
Up to an extra 25% of the insured value may be available if the replacement cost exceeds the agreed sum insured.
Zero Excess
No excess applies to approved claims under this policy.
No Impact Claims
Making a claim won’t affect your premium.
Dedicated In-House Claims Consultant
You'll speak directly with a member of our team—no call centres or third parties.
Satisfaction Guarantee
Receive a full refund if you cancel within the first 14 days and haven’t made a claim.
5 Star Service
Rated 5 stars on Google by hundreds of happy jewellery owners.
Don’t Take Our Word For It
For Kara, insuring her engagement ring isn't only about it's monetary worth, but about safeguarding priceless memories. That's why she chooses JewelCover. We take pride in protecting the most precious things in your life.
But don't take our word for it, watch the video and let her tell you in her own words why she trusts JewelCover to protect what's irreplaceable.
In terms of its sentimental value, my engagement ring is invaluable. So, for me - having insurance on my ring is non-negotiable.

Wedding Ring Insurance Benefits
Worldwide cover
Some insurance policies offer limited cover while travelling—sometimes for a set number of days or under specific conditions.
JewelCover wedding ring insurance includes worldwide cover, so you can travel knowing your ring is insured, whether close to home or exploring abroad.
Coverage inside and outside the home
Your wedding ring isn’t just for display—it’s meant to be worn and enjoyed, wherever life takes you.
JewelCover covers your ring at home and while you're out and about. Whether heading out to dinner or travelling interstate, your ring can be insured beyond your front door.
Return to your jeweller
We understand that your wedding ring was chosen with care, and often with the help of a trusted jeweller. JewelCover policies allow you to work with your original or preferred jeweller when possible to arrange a repair or replacement.
Whether it's a family jeweller with generations of history or a boutique brand known for exceptional craftsmanship, we value that connection—and aim to support it.
Replacement Policy
Our replacement policy is designed to offer like-for-like repair or replacement where possible, subject to the terms of your policy and claim approval.
Complimentary revaluation of your wedding ring
Jewellery values can change over time. With JewelCover, your wedding ring is revalued annually at no extra cost, helping your cover stay aligned with current market conditions.
How to Get Covered With JewelCover
How to Get Covered With JewelCover

Complete form, no credit card needed
All we need is some basic information about you and the items you want to insure.
Upload your documents
Our straightforward process ensures your information is safe and handled with care.
Get your quote via SMS and email
Our process ensures you get the information you need to make an informed decision about your coverage options.
Confirm your cover and activate your policy
Once you've reviewed your quote and accepted the terms, your wedding ring policy can begin—it's that simple.
wedding ring insurance instant Quote
Get a great price in seconds
If you’re more of a talker we’d love to chat, call us on 02 9234 0555

Purchase Amount
To get an accurate insurance quote:
please provide the amount from your purchase receipt.
If you don't have the receipt, you can provide the most recent valuation amount instead.