02 9234 0555
Jewellery Insurance for the Moments That Matter
Specialised coverage designed specifically for engagement rings, jewellery and watches.
Jewellery Insurance Quote
Get an estimate in seconds
Purchase Amount
To get an accurate insurance quote:
please provide the amount from your purchase receipt.
If you don't have the receipt, you can provide the most recent valuation amount instead.
Thousands of happy customers can't be wrong
Josh B
Google Verified Customer
"I contacted JewelCover to make a claim after my wife's engagement ring was damaged. Susan was excellent in explaining everything and guiding me through the process. The communication and regular updates really puts you at ease, and the claim was approved in less than 2 days. Very happy to have insurance, and it really makes it all worth it in the end! Highly recommend insuring your jewellery through JewelCover."
Jessica Samson-Doel
Google Verified Customer
"I had been putting off insuring my ring because I assumed it’d be a pain but it was so quick and easy! I submitted some documents and then they called right away, and I was up and running in minutes."
Tughlat Homeh
Google Verified Customer
"If you're reading this and thinking about insuring your precious jewellery, JewelCover will have you covered (pun intended). Absolutely impeccable customer service that gets things done effectively immediately. Easy, quick process with no hiccups along the way. Special shout out to the lovely Susan from Claims Department. Great work! Thanks again 👍👌💯"
Dean McGuinness
Google Verified Customer
"JewelCover have been the best insurance customer experience I have dealt with. My partners engagement ring was damaged, and Susan was a pleasure to engage with. She was understanding, polite and fast to get the ball rolling. I'd recommend JewelCover to anyone looking to insure their jewellery."
Nic Stewart
Google Verified Customer
"I recently got engaged and the first concern my fiancé and I had was ensuring we had this gorgeous new piece of jewellery protected! We found JewelCover online and the whole process of getting covered was so easy and fast, and I believe, very reasonably priced. Thank you, it’s a relief to know my ring is protected if anything was ever to happen to it!"
Josh B
Google Verified Customer
"I contacted JewelCover to make a claim after my wife's engagement ring was damaged. Susan was excellent in explaining everything and guiding me through the process. The communication and regular updates really puts you at ease, and the claim was approved in less than 2 days. Very happy to have insurance, and it really makes it all worth it in the end! Highly recommend insuring your jewellery through JewelCover."
Jessica Samson-Doel
Google Verified Customer
"I had been putting off insuring my ring because I assumed it’d be a pain but it was so quick and easy! I submitted some documents and then they called right away, and I was up and running in minutes."
Tughlat Homeh
Google Verified Customer
"If you're reading this and thinking about insuring your precious jewellery, JewelCover will have you covered (pun intended). Absolutely impeccable customer service that gets things done effectively immediately. Easy, quick process with no hiccups along the way. Special shout out to the lovely Susan from Claims Department. Great work! Thanks again 👍👌💯"
Dean McGuinness
Google Verified Customer
"JewelCover have been the best insurance customer experience I have dealt with. My partners engagement ring was damaged, and Susan was a pleasure to engage with. She was understanding, polite and fast to get the ball rolling. I'd recommend JewelCover to anyone looking to insure their jewellery."
Nic Stewart
Google Verified Customer
"I recently got engaged and the first concern my fiancé and I had was ensuring we had this gorgeous new piece of jewellery protected! We found JewelCover online and the whole process of getting covered was so easy and fast, and I believe, very reasonably priced. Thank you, it’s a relief to know my ring is protected if anything was ever to happen to it!"
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What Does JewelCover Jewellery Insurance Include?
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* Please note that the JewelCover policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination. Some of the primary exclusions include loss to jewellery caused by: 1. An intentional act by someone covered under the policy such as stealing, theft, or other misappropriation, 2. Certain events including acts of war, nuclear and chemical hazards,
3. Wear and tear, gradual deterioration, rust, and corrosion.
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Additional 25% Cover
If we can’t get you back to where you were before the loss, don’t stress — we've got a little extra up our sleeve with up to 25% extra on top of your insured value to help cover the gap.
Loss Coverage
If your jewellery is accidentally lost–we’ve got you covered with JewelCover.
Theft Coverage
No need to ugly cry over stolen jewellery — we’ve got you covered.
Damage Coverage
Dropped it? Dinged it? Don’t worry — accidental damage is covered.
Mysterious Disappearance Coverage
From losing a stone to the entire piece itself, whether mysterious or simply irretrievable, rest assured that it is not the end of your love story.
Natural Disaster Coverage
Rest easy knowing that your jewellery is covered against any natural disaster.
Worldwide Coverage
JewelCover has your back with its comprehensive protection for unexpected situations abroad.
Return to Your Original or Preferred Jeweller
Have your engagement ring repaired or replaced by someone you trust.
Annual Revaluation
With JewelCover, all insured items are professionally revalued every year at no charge guaranteeing you the correct value–when and if the need arises to repair or replace your jewellery or watch.
Replacement Policy
With JewelCover, you are covered for like-for-like replacement or repair, putting you back where you were prior to the loss.
Zero Excess
JewelCover will cover the cost of your excess should you make a claim.
No Impact Claims
In the event of a claim, regardless of loss, damage or theft, we won’t increase your premium.
Dedicated In-House Claims Consultant
At JewelCover, we allocate you your very own dedicated in-house claims consultant.
5 Star Service
With hundreds of 5-star reviews, we aim to provide a premium service to all our clients.
Don’t take our word for it
For Kara, insuring her engagement ring isn't only about it's monetary worth, but about safeguarding priceless memories. That's why she chooses JewelCover. We take pride in protecting the most precious things in your life.
But don't take our word for it, watch the video and let her tell you in her own words why she trusts JewelCover to protect what's irreplaceable.
In terms of its sentimental value, my engagement ring is invaluable. So, for me - having insurance on my ring is non-negotiable.
Have home & contents insurance?
If you already have insurance but are unsure if your jewellery is comprehensively covered, ask your current provider these key questions.
Cover When You Leave The House
Is my jewellery covered when worn outside the home? Are there any exclusions or limitations?
In-House Jewellery & Watch Experts
How can I be comfortable that my jewellery is insured at the correct value year on year?
Repairs by Someone You Trust
Can I select the jeweller for my repairs and replacements, or must I use one chosen by the insurer?
Cover When You Leave The House
Is my jewellery covered when worn outside the home? Are there any exclusions or limitations?
In-House Jewellery & Watch Experts
Repairs by Someone You Trust
Can I select the jeweller for my repairs and replacements, or must I use one chosen by the insurer?
No Premium Hikes for Claims
$0 Excess
*Applies to most Home & Contents Insurance coverage. Check individual terms and conditions of each policy for an accurate comparison.
*Please consider the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination when making a decision if this product is right for you.
We're backed by world leaders.
Our policy is underwritten by Chubb Insurance, world leaders in protecting fine arts and valuables.
Katie MooreGoogle Verified Customer
Josh BGoogle Verified Customer
Jessica Samson-DoelGoogle Verified Customer
Tughlat HomehGoogle Verified Customer
Dean McGuinnessGoogle Verified Customer
Nic StewartGoogle Verified Customer
Jewellery Insurance instant Quote
Get an estimate in seconds
If you’re more of a talker we’d love to chat, call us on 02 9234 0555
Purchase Amount
To get an accurate insurance quote:
please provide the amount from your purchase receipt.
If you don't have the receipt, you can provide the most recent valuation amount instead.