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Engagement Ring Insurance

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Wear it more
Worry less

Jewellery Insurance

Wear your jewellery with confidence wherever you are in the world. Zero hassle. Big savings.

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Don’t Take Our Word For It

For Kara, insuring her engagement ring isn't only about it's monetary worth, but about safeguarding priceless memories. That's why she chooses JewelCover. We take pride in protecting the most precious things in your life.

But don't take our word for it, watch the video and let her tell you in her own words why she trusts JewelCover to protect what's irreplaceable.

In terms of its sentimental value, my engagement ring is invaluable. So, for me - having insurance on my ring is non-negotiable.

KaraHansenTikTok
Kara Hansen 2023 TikTok
Kara’s not the only one. We’re proud of our 5 stars.
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Secure your memories
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All the coverage you need, plus some.

Jewelcover_Additional_25%_Icon
Additional 25% Cover
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Illustrations-16
Loss Coverage
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Theft Coverage
Theft Coverage
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Illustrations-12
Damage Coverage
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Mysterious Disappearance Coverage
Mysterious Disappearance Coverage
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natural-disaster-coverage
Natural Disaster Coverage
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worldwide-coverage
Worldwide Coverage
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return-to-jeweller
Return to Your Original or Preferred Jeweller
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Annual Revaluation
Annual Revaluation
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agreed-value-policy
Agreed Value Policy
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zero-excess
Zero Excess
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no-impact-claims
No Impact Claims
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dedicated-consultant
Dedicated In-House Claims Consultant
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Satisfaction-Guarantee
Satisfaction Guarantee
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5-star-service
5 Star Service
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* Please consider the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination.

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Additional 25% Cover

An additional buffer of up to 25% of the insured value available to pay towards your claim. 

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Loss Coverage

If your jewellery is accidentally lost–we’ve got your back with JewelCover.

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Theft Coverage

JewelCover gives you comprehensive protection against theft.

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Damage Coverage

Comprehensive protection against accidental damage. So you can wear your jewellery and enjoy it, just like you should.

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Mysterious Disappearance Coverage

From losing a stone to the entire piece itself, whether mysterious or simply irretrievable, rest assured that it is not the end of your love story.

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Natural Disaster Coverage

Rest easy knowing that your jewellery is covered against any natural disaster.

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Worldwide Coverage

JewelCover has your back with its comprehensive protection for unexpected situations abroad.

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Return to Your Original or Preferred Jeweller

Have your engagement ring repaired or replaced by someone you trust.

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Annual Revaluation

With JewelCover, all insured items are professionally revalued every year at no charge guaranteeing you the correct value–when and if the need arises to repair or replace your jewellery or watch.

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Agreed Value Policy

With JewelCover, you are insured for an upfront agreed value.

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Zero Excess

JewelCover will cover the cost of your excess should you make a claim.

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No Impact Claims

In the event of a claim, regardless of loss, damage or theft, we won’t increase your premium.

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Dedicated In-House Claims Consultant

At JewelCover, we allocate you your very own dedicated in-house claims consultant.

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Satisfaction Guarantee

If you do decide to change your mind after taking out a new policy, you'll receive a full refund of the premium if you cancel within the first 14 days of taking out a new policy.

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5 Star Service

With hundreds of 5-star reviews, we aim to provide a premium service to all our clients.

Your jewellery insurance claim?

Pro tip:
We'll price match any comparable policy.

What about the excess on your jewellery insurance claim?
That’s on the house, we’ll cover that for you!

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JewelCover Benefits vs
Home and Contents Insurance

 

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  • See How We Compare JewelCover Home & Contents
  • Loss Cover tick_img Limited
  • Theft Coverage tick_img Limited
  • Damage Coverage tick_img Limited
  • Mysterious Disappearance Coverage tick_img Limited
  • Natural Disaster Coverage tick_img Limited
  • Worldwide Coverage tick_img Limited
  • Return to Your Original or Preferred Jeweller tick_img -
  • Annual Revaluation tick_img -
  • Agreed Value Policy tick_img -
  • Additional 25% Cover tick_img -
  • Zero Excess tick_img -
  • No Impact Claims tick_img -
  • Dedicated In-house Claims Consultant tick_img Limited
  • Satisfaction Guarantee tick_img -
  • 5 Star Google Review Rating tick_img -
  • Number of Google Reviews 250+ -
  • Instant Cover tick_img Limited
  • Add Additional Items to Exisiting Policy tick_img Limited
  • In-house Jewellery/ Watch Expert tick_img -
  • In-house Registered Valuer tick_img -

* Please consider the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination.

We're backed by the best in the business.

JewelCover & Chubb

Our policy is underwritten by Chubb Insurance, world leaders in protecting fine arts and valuables.

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I had been putting off insuring my ring because I assumed it’d be a pain but it was so quick and easy! I submitted some documents and then they called right away, and I was up and running in minutes.

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Jessica Samson-DoelGoogle Verified Customer
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Jem was extremely helpful, quick, efficient and had great customer service. Getting insured with Jewel Cover was a lot smoother than anticipated, thanks for the support Jem! Highly recommend.

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Max LauGoogle Verified Customer
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Very happy with my quote experience so far in insuring my valuables. Lee was exceptional at providing amazing service and did a lot behind the scenes to sort things out. I’d recommend this service and particularly Lee!

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Gaurav BhatiaGoogle Verified Customer
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JewelCover have been the best insurance customer experience I have dealt with. My partners engagement ring was damaged, and Susan was a pleasure to engage with. She was understanding, polite and fast to get the ball rolling. I'd recommend JewelCover to anyone looking to insure their jewellery.

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Dean McGuinnessGoogle Verified Customer
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I recently got engaged and the first concern my fiancé and I had was ensuring we had this gorgeous new piece of jewellery protected! We found JewelCover online and the whole process of getting covered was so easy and fast, and I believe, very reasonably priced. Thank you, it’s a relief to know my ring is protected if anything was ever to happen to it!

NS
Nic StewartGoogle Verified Customer
Luxury Watch Insurance
JewelCover Jewellery Insurance
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If you’re more of a talker we’d love to chat, call us on 1300 522 808