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Damage Coverage
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You love your jewellery and want to wear it everywhere, but it's important to remember that doing so also leaves it open to the unfortunate occurrences of everyday life.
These everyday occurrences can unintentionally lead to a ring being bent out of shape, the claws holding the stone pulled apart, and a stone consequently falling out.
And trust us when we say that we've seen our fair share of luxury watch faces getting smashed. Does this mean that you should stop wearing it? Not if you don't want to.
JewelCover standalone jewellery insurance gives you comprehensive protection against accidental damage. So you can wear your jewellery and enjoy it, just like you should.
What Does JewelCover Jewellery Insurance Include?
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* Please note that the JewelCover policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination. Some of the primary exclusions include loss to jewellery caused by: 1. An intentional act by someone covered under the policy such as stealing, theft, or other misappropriation, 2. Certain events including acts of war, nuclear and chemical hazards, 3. Wear and tear, gradual deterioration, rust, and corrosion.
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Additional 25% Cover
If we can’t get you back to where you were before the loss, we’ve got a little extra up our sleeve with up to 25% on top of your insured value available to help cover the gap where required.
Loss Coverage
If your jewellery is accidentally lost–we’ve got you covered with JewelCover.
Theft Coverage
Cover if your treasured piece is stolen.
Damage Coverage
Cover if your piece is accidentally damaged.
Mysterious Disappearance Coverage
From losing a stone to the entire piece itself, whether mysterious or simply irretrievable, rest assured that it is not the end of your love story.
Natural Disaster Coverage
From floods to fire, if your jewellery is lost or damaged due to a natural disaster, we’ve got you covered.
Worldwide Coverage
Wherever you wander our cover travels with you, subject to policy exclusions and conditions.
Return to Your Original or Preferred Jeweller
Have your engagement ring repaired or replaced by someone you trust.
Annual Revaluation
With JewelCover, all insured items are professionally revalued every year at no charge, helping ensure your insured value stays aligned with market values.
Replacement Policy
If your jewellery is lost or damaged, you're covered to repair or replace it with a like-for-like match putting you back in the same position as you were prior to the loss.
Zero Excess
JewelCover will cover the cost of your $100 excess should you make a claim.
No Impact Claims
Your premium won’t be increased just because you had a claim.
Dedicated In-House Claims Consultant
At JewelCover, we allocate you your very own dedicated in-house claims consultant.
5 Star Service
With hundreds of 5-star reviews, we aim to provide a premium service to all our clients.
Why JewelCover?
We’re jewellery experts
We’re here when you need us
We’re backed by the best in the business
Don’t Take Our Word For It
Emily WilliamsFeb 2022
Samantha HelpsJune 2022
Ganesh KrishnanMay 2022
Christina NhemMarch 2022
