Wear it more Worry less
Jewellery Insurance
Wear your jewellery with confidence wherever you are in the world. Zero hassle. Big savings.
What items would you like to insure?
Don’t Take Our Word For It
For Kara, insuring her engagement ring isn't only about it's monetary worth, but about safeguarding priceless memories. That's why she chooses JewelCover. We take pride in protecting the most precious things in your life.
But don't take our word for it, watch the video and let her tell you in her own words why she trusts JewelCover to protect what's irreplaceable.
In terms of its sentimental value, my engagement ring is invaluable. So, for me - having insurance on my ring is non-negotiable.

What Does JewelCover Jewellery Insurance Include?
* Please note that the JewelCover policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination. Some of the primary exclusions include loss to jewellery caused by: 1. An intentional act by someone covered under the policy such as stealing, theft, or other misappropriation, 2. Certain events including acts of war, nuclear and chemical hazards,
3. Wear and tear, gradual deterioration, rust, and corrosion.
Additional 25% Cover
If we can’t get you back to where you were before the loss, we’ve got a little extra up our sleeve with up to 25% on top of your insured value available to help cover the gap where required.
Loss Coverage
If your jewellery is accidentally lost–we’ve got you covered with JewelCover.
Mysterious Disappearance Coverage
From losing a stone to the entire piece itself, whether mysterious or simply irretrievable, rest assured that it is not the end of your love story.
Natural Disaster Coverage
From floods to fire, if your jewellery is lost or damaged due to a natural disaster, we’ve got you covered
Worldwide Coverage
Wherever you wander our cover travels with you, subject to policy exclusions and conditions.
Return to Your Original or Preferred Jeweller
Have your engagement ring repaired or replaced by someone you trust.
Annual Revaluation
With JewelCover, all insured items are professionally revalued every year at no charge, helping ensure your insured value stays aligned with market values.
Replacement Policy
If your jewellery is lost or damaged, you're covered to repair or replace it with a like-for-like match putting you back in the same position as you were prior to the loss.
Dedicated In-House Claims Consultant
At JewelCover, we allocate you your very own dedicated in-house claims consultant.
5 Star Service
With hundreds of 5-star reviews, we aim to provide a premium service to all our clients.
JewelCover Benefits vs
Home and Contents Insurance
Scroll to see others
- See How We Compare JewelCover Home & Contents
-
Loss Cover
Limited
-
Theft Coverage
Limited
-
Damage Coverage
Limited
-
Mysterious Disappearance Coverage
Limited
-
Natural Disaster Coverage
Limited
-
Worldwide Coverage
Limited
-
Return to Your Original or Preferred Jeweller
-
-
Annual Revaluation
-
-
Replacement Policy
-
-
Additional 25% Cover
-
-
Zero Excess
-
-
No Impact Claims
-
-
Dedicated In-house Claims Consultant
Limited
-
Satisfaction Guarantee
-
-
5 Star Google Review Rating
-
- Number of Google Reviews 300+ -
-
Instant Cover
Limited
-
Add Additional Items to Exisiting Policy
Limited
-
In-house Jewellery/ Watch Expert
-
-
In-house Registered Valuer
-
* Please consider the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination.
We're backed by the best in the business.

Our policy is underwritten by Chubb Insurance, world leaders in protecting fine arts and valuables.