Jewellery Insurance for the Moments That Matter
%202.svg){kind=small}
Specialised coverage designed specifically for engagement rings, jewellery and watches.
Jewellery Insurance Quote
Get a great price in seconds
Purchase Amount
To get an accurate insurance quote:
please provide the amount from your purchase receipt.
If you don't have the receipt, you can provide the most recent valuation amount instead.
Thousands of happy customers can't be wrong
Josh B
Google Verified Customer
"I contacted JewelCover to make a claim after my wife's engagement ring was damaged. Susan was excellent in explaining everything and guiding me through the process. The communication and regular updates really puts you at ease, and the claim was approved in less than 2 days. Very happy to have insurance, and it really makes it all worth it in the end! Highly recommend insuring your jewellery through JewelCover."
Jessica Samson-Doel
Google Verified Customer
"I had been putting off insuring my ring because I assumed it’d be a pain but it was so quick and easy! I submitted some documents and then they called right away, and I was up and running in minutes."
Tughlat Homeh
Google Verified Customer
"If you're reading this and thinking about insuring your precious jewellery, JewelCover will have you covered (pun intended). Absolutely impeccable customer service that gets things done effectively immediately. Easy, quick process with no hiccups along the way. Special shout out to the lovely Susan from Claims Department. Great work! Thanks again 👍👌💯"
Dean McGuinness
Google Verified Customer
"JewelCover have been the best insurance customer experience I have dealt with. My partners engagement ring was damaged, and Susan was a pleasure to engage with. She was understanding, polite and fast to get the ball rolling. I'd recommend JewelCover to anyone looking to insure their jewellery."
Nic Stewart
Google Verified Customer
"I recently got engaged and the first concern my fiancé and I had was ensuring we had this gorgeous new piece of jewellery protected! We found JewelCover online and the whole process of getting covered was so easy and fast, and I believe, very reasonably priced. Thank you, it’s a relief to know my ring is protected if anything was ever to happen to it!"
Josh B
Google Verified Customer
"I contacted JewelCover to make a claim after my wife's engagement ring was damaged. Susan was excellent in explaining everything and guiding me through the process. The communication and regular updates really puts you at ease, and the claim was approved in less than 2 days. Very happy to have insurance, and it really makes it all worth it in the end! Highly recommend insuring your jewellery through JewelCover."
Jessica Samson-Doel
Google Verified Customer
"I had been putting off insuring my ring because I assumed it’d be a pain but it was so quick and easy! I submitted some documents and then they called right away, and I was up and running in minutes."
Tughlat Homeh
Google Verified Customer
"If you're reading this and thinking about insuring your precious jewellery, JewelCover will have you covered (pun intended). Absolutely impeccable customer service that gets things done effectively immediately. Easy, quick process with no hiccups along the way. Special shout out to the lovely Susan from Claims Department. Great work! Thanks again 👍👌💯"
Dean McGuinness
Google Verified Customer
"JewelCover have been the best insurance customer experience I have dealt with. My partners engagement ring was damaged, and Susan was a pleasure to engage with. She was understanding, polite and fast to get the ball rolling. I'd recommend JewelCover to anyone looking to insure their jewellery."
Nic Stewart
Google Verified Customer
"I recently got engaged and the first concern my fiancé and I had was ensuring we had this gorgeous new piece of jewellery protected! We found JewelCover online and the whole process of getting covered was so easy and fast, and I believe, very reasonably priced. Thank you, it’s a relief to know my ring is protected if anything was ever to happen to it!"
Featured on
.svg){kind=small}
What Does JewelCover Engagement Ring Insurance Include?
* Please note that the JewelCover policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination. Some of the primary exclusions include loss to jewellery caused by: 1. An intentional act by someone covered under the policy such as stealing, theft, or other misappropriation, 2. Certain events including acts of war, nuclear and chemical hazards,
3. Wear and tear, gradual deterioration, rust, and corrosion.
Loss Cover
You’re covered if your engagement ring is accidentally lost.
Theft Coverage
You’re covered if your engagement ring is stolen.
Damage Coverage
You’re covered if your engagement ring is accidentally damaged.
Mysterious Disappearance Coverage
You’re covered if your engagement ring mysteriously disappears.
Natural Disaster Coverage
You’re covered if your engagement ring is lost or damaged as a result of a natural disaster.
Worldwide Coverage
Cover for your engagement ring extends while you travel anywhere in the world, subject to policy exclusions and conditions.
Return to Your Original or Preferred Jeweller
You can have your engagement ring repaired or replaced by someone you trust.
Annual Revaluation
Your insured engagement ring will be professionally revalued every year at no charge, helping ensure your insured value stays aligned with market values.
Replacement Policy
Coverage for like-for-like replacement or repair, putting you back where you were prior to the loss.
Additional 25% Cover
If we can’t get you back to where you were before the loss, we’ve got a little extra up our sleeve with up to 25% on top of your insured value available to help cover the gap where required.
Zero Excess
No ifs, no buts – we pride ourselves on providing absolute transparency. JewelCover will cover the cost of your $100 excess should you make a claim.
No Impact Claims
Your premium won’t be increased just because you had a claim.
Dedicated In-House Claims Consultant
We won't handball you to another department or company if you need to claim.
5 Star Service
Don’t take our word for it, trust our hundreds of 5 Star Google Reviews.
Don’t take our word for it
For Kara, insuring her engagement ring isn't only about it's monetary worth, but about safeguarding priceless memories. That's why she chooses JewelCover. We take pride in protecting the most precious things in your life.
But don't take our word for it, watch the video and let her tell you in her own words why she trusts JewelCover to protect what's irreplaceable.
In terms of its sentimental value, my engagement ring is invaluable. So, for me - having insurance on my ring is non-negotiable.
Why Insure Your Watch?
You know that your luxury watch deserves to be protected, but is watch insurance with JewelCover worth it?
JewelCover is designed to insure your watch against life’s uncertainties. And if disaster strikes, you can be confident that your policy is tailored to provide the best cover possible specifically for your watch.
Frequently Asked Questions
Not always, which is why it’s important to read the PDS carefully to avoid nasty surprises when it comes time to make a claim. With JewelCover, you can be confident that your watch is covered with quality comprehensive protection.
JewelCover watch insurance covers you for loss, damage, theft, natural disasters, mysterious disappearance & more.
Insuring your Omega with JewelCover is easy! You can either complete our online quote process or contact our team on 1300 522 808. We’ll ask you for a few simple documents like proof of purchase and organise your policy straight away.
The price of your watch insurance policy will depend on the value of your timepiece. Get an instant online quote to calculate your policy price today.
How to Get Covered With JewelCover
How to Get Covered With JewelCover
Complete form, no credit card needed
All we need is some basic information about you and the items you want to insure.
Upload your documents
Our straightforward process ensures your information is safe and handled with care.
Get your quote via SMS and email
Our process ensures you get the information you need to make an informed decision about your coverage options.
You're covered!
Enjoy the peace of mind that comes with knowing your jewellery is covered.
