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Damage Coverage

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You love your jewellery and want to wear it everywhere, but it's important to remember that doing so also leaves it open to the unfortunate occurrences of everyday life. 

These everyday occurrences can unintentionally lead to a ring being bent out of shape, the claws holding the stone pulled apart, and a stone consequently falling out. 

And trust us when we say that we've seen our fair share of luxury watch faces getting smashed. Does this mean that you should stop wearing it? Not if you don't want to.

JewelCover standalone jewellery insurance gives you comprehensive protection against accidental damage. So you can wear your jewellery and enjoy it, just like you should.

You love your jewellery and want to wear it everywhere, but it's important to remember that doing so also leaves it open to the unfortunate occurrences of everyday life. 

These everyday occurrences can unintentionally lead to a ring being bent out of shape, the claws holding the stone pulled apart, and a stone consequently falling out. 

And trust us when we say that we've seen our fair share of luxury watch faces getting smashed. Does this mean that you should stop wearing it? Not if you don't want to.

JewelCover standalone jewellery insurance gives you comprehensive protection against accidental damage. So you can wear your jewellery and enjoy it, just like you should.

Learn About Our Other Benefits

Jewelcover Additional 25%
Additional 25% Cover
Loss Coverage
Loss Coverage
Theft Coverage
Theft Coverage
Damage Coverage
Damage Coverage
Mysterious Disappearance Coverage
Mysterious Disappearance Coverage
Natural Disaster Coverage
Natural Disaster Coverage
Worldwide Coverage
Worldwide Coverage
Return To Jeweller
Return to Your Original or Preferred Jeweller
Annual Revaluation
Annual Revaluation
Agreed Value Policy
Agreed Value Policy
Zero Excess
Zero Excess
No Impact Claims
No Impact Claims
Dedicated Consultant
Dedicated In-House Claims Consultant
Satisfaction Guarantee
Satisfaction Guarantee
5 Star Service
5 Star Service

* Please consider the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination.

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Additional 25% Cover

An additional buffer of up to 25% of the insured value available to pay towards your claim. 

Loss Coverage

If your jewellery is accidentally lost–we’ve got your back with JewelCover.

Theft Coverage

JewelCover gives you comprehensive protection against theft.

Damage Coverage

Comprehensive protection against accidental damage. So you can wear your jewellery and enjoy it, just like you should.

Mysterious Disappearance Coverage

From losing a stone to the entire piece itself, whether mysterious or simply irretrievable, rest assured that it is not the end of your love story.

Natural Disaster Coverage

Rest easy knowing that your jewellery is covered against any natural disaster.

Worldwide Coverage

JewelCover has your back with its comprehensive protection for unexpected situations abroad.

Return to Your Original or Preferred Jeweller

Have your engagement ring repaired or replaced by someone you trust.

Annual Revaluation

With JewelCover, all insured items are professionally revalued every year at no charge guaranteeing you the correct value–when and if the need arises to repair or replace your jewellery or watch.

Agreed Value Policy

With JewelCover, you are insured for an upfront agreed value.

Zero Excess

JewelCover will cover the cost of your excess should you make a claim.

No Impact Claims

In the event of a claim, regardless of loss, damage or theft, we won’t increase your premium.

Dedicated In-House Claims Consultant

At JewelCover, we allocate you your very own dedicated in-house claims consultant.

Satisfaction Guarantee

If you do decide to change your mind after taking out a new policy, you'll receive a full refund of the premium if you cancel within the first 14 days of taking out a new policy.

5 Star Service

With hundreds of 5-star reviews, we aim to provide a premium service to all our clients.

Why JewelCover?

We’re jewellery experts

Your policy is designed by people who know exactly the kind of cover your piece needs.

We’re here when you need us

Losing your jewellery is stressful, which is why we’re dedicated to top-class customer support.

We’re backed by the best in the business

Our policy is underwritten by Chubb Insurance, world leaders in protecting fine arts and valuables.

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Don’t Take Our Word For It

We take your satisfaction as seriously as we take your jewellery.

Fantastic service!! Raff was so lovely on the phone and helped me with any questions I had. She made the process simple and exciting and my ring was insured within 5 mins!
Emily Williams Profile Pic
Emily WilliamsFeb 2022
A+ customer service! Highly recommend! I had a diamond fall out of my engagement ring. I called JewelCover straight away. They were so nice and speedy with getting everything sorted and covered and my ring fixed! Great experience!
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Samantha HelpsJune 2022
Jo is extremely knowledgeable and a great help. His ability to assist in making the purchase of an insurance policy extremely smooth and timely. Overall it was a great experience.
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Ganesh KrishnanMay 2022
Raffaela at JewelCover was super easy to talk to and was very helpful. I sent in all my information via email and received my quote the same day and was able to insure my ring the same day as well. Highly recommend.
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Christina NhemMarch 2022
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If you’re more of a talker we’d love to chat, call us on 1300 522 808