You’re all packed and ready for your next exciting international adventure. But is there one last thing you need to do before you depart?
As any seasoned jet setter will tell you - insurance is essential. But did you know that standard travel insurance may only partially protect your valuable jewellery?
This guide explores the necessity of worldwide cover, answers common questions, and explains why it’s a must-have for today’s international travellers.
There’s nothing more enticing than the prospect of exploring a new country. But amid all the excitement, it’s easy to forget that unexpected accidents and events can occur.
Here’s what worldwide coverage is and how it can help you:
Some general travel insurance policies can come with limitations and exclusions that can leave you exposed to risks.
These policies sometimes contain sub-limits that restrict the amount you can claim for valuable items like jewellery.
With specialised jewellery insurance, you benefit from comprehensive protection wherever you are in the world - safeguarding your possessions and providing peace of mind.
Top Tip: Before finalising your travel plans, it's crucial to understand the extent of your travel insurance coverage. Insurance companies often distinguish between two types:
It is recommended to carefully investigate the inclusions in travel insurance to ensure your valuable jewellery is covered.
Continue your research with our recent blog, Jewellery Insurance or Travel Insurance - Which Offers the Best Protection For Your Jewellery?
Worldwide coverage provides specialised protection for high-value items such as jewellery, engagement rings, and luxury watches, ensuring comprehensive insurance coverage during domestic and international travel.
In contrast, standard travel insurance offers broader coverage for various travel-related risks but often comes with sub-limits and exclusions that can restrict coverage for valuable possessions.
Some individuals choose to combine both types of insurance for a comprehensive protection strategy.
Yes, frequent travellers, whether domestically or internationally, can benefit from worldwide coverage.
It ensures consistent protection for your possessions, including high-value items, offering peace of mind regardless of your travel destination.
Filing a claim with worldwide coverage is a streamlined process.
Firstly, contact your insurance provider promptly upon discovering any loss, theft, or damage to your valuable items.
Provide precise incident details, including date, time, and location. Document the loss with clear photographs, and if available, include a recent appraisal of the item.
Lastly, comply with any additional documentation requirements outlined by your insurance provider to ensure a smooth and successful claim process.
When you embark on international adventures, your jewellery should be a source of excitement, not an added stress.
Standard travel insurance policies may fall short of protecting your precious possessions, leaving you vulnerable to financial loss.
So, when you’re seeking the best worldwide coverage, JewelCover is your trusted travel partner.
We ensure that your jewellery, engagement rings, and luxury watches are safeguarded, with specialised jewellery insurance including worldwide coverage.
Learn more about our worldwide coverage and contact us today for a free quote.