Most people consider their jewellery prized possessions because of their emotional value. If something were to happen to it, it could be a devastating experience. Just because jewellery and watches are durable doesn't mean they're indestructible, and accidental damage can occur daily.
Accidental damage refers to the unintentional harm caused to your jewellery. Some examples are:
Accidents can happen no matter how careful you are with your jewellery. However, with accidental damage cover, you can be at ease knowing your jewellery is protected.
General home and contents insurance typically provides a limited level of protection for your jewellery. Some pay a higher premium to list specific jewellery pieces on their policy, adding to their cover.
Even with this method, however, most people find that their benefit doesn’t cover the entire cost of repairs. Your home and contents insurance provider will limit the amount you can claim for a piece of jewellery.
Standard home and contents insurance usually covers accidents at home, but if you’re like most people, you enjoy wearing your bling out and about. Some people lean on travel insurance to protect their bling while on holiday. But how often is your engagement ring or luxury watch away from home while you’re not travelling?
Jewellery insurance covers all types of jewellery, including engagement rings, wedding bands, necklaces, bracelets, and watches. At JewelCover, you are protected in case of accidental damage, loss, or theft. You can wear your favourite pieces without worrying about accidental damage. Here are some additional benefits to protect your jewellery with JewelCover’s specialist jewellery insurance:
Accidental damage can happen to your jewellery at any time, and most people consider their jewellery as prized possessions because of the emotional value attached to them. While standard home and contents insurance may provide some level of protection for your jewellery, specialised jewellery insurance is a better option for complete protection against accidental damage, loss, or theft.