Examining Home & Contents Insurance
Sure, home and contents insurance does cover household items. But it may fall short when it comes to high-value jewellery. Here are some common limitations:
- Coverage for high-value items like jewellery is often inadequate.
- You might discover caps on individual item coverage.
- Your jewellery may only be protected within your home.
Knowing Your Limits
Home and contents insurance usually has limits on high-value jewellery, such as per-item payouts or overall amounts. Be aware of these limits and how they affect your coverage. A prized piece of jewellery may be worth more than your insurer is willing to pay out.
Did You Know?
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Specified & Unspecified
Contents insurance often offers 2 main options:
Specified Insurance
Enables you to list individual items for higher coverage, requiring cataloguing and appraisals from a trusted jeweller.
Unspecified Insurance
Treats jewellery as part of general contents, offering limited cover. It can leave policyholders out-of-pocket.
Satisfaction Guarantee
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Benefits of Specialised Jewellery Insurance
Custom-designed to protect your precious pieces, jewellery insurance includes many added elements of coverage:
- Tailored Policies: Get full protection against loss, theft, and damage.
- Complimentary Revaluation: Ensure your jewellery remains covered with free annual revaluations.
- Agreed Value: These policies provide a fixed sum, bringing clarity and peace of mind to your coverage.
Choose JewelCover Jewellery Insurance
- At JewelCover, our specialised jewellery insurance offers protection against theft, loss, and damage.
- Home and contents insurance often falls short of offering full protection.
- Limits on high-value items can leave you with out-of-pocket expenses.
- So trust our specialised jewellery insurance to enjoy peace of mind, travel confidently, and ensure your valuable pieces are safeguarded.
JewelCover: Protecting Your Jewellery For Life
Show off your collection with confidence! Our jewellery coverage ensures your valuables stay protected for good. Get a free online quote.
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